Legal Disclaimer

By using this platform, you acknowledge that:

• • You are NOT forming an attorney-client relationship with MeetDefender
• • You are NOT forming a lender-borrower relationship with MeetDefender
• • Any professional relationship is EXCLUSIVELY between you and the independent professional you select
• • MeetDefender does NOT provide legal advice, financial advice, or loan recommendations
• • MeetDefender is NOT responsible for professional conduct, advice, or outcomes

All attorneys, lenders, mortgage agents, and financial professionals on MeetDefender are:

• • Independent contractors, not employees of MeetDefender
• • Solely responsible for their own professional conduct and advice
• • Subject to their own licensing and regulatory requirements
• • Free to accept or decline any client engagement
• • Bound by their own professional ethics and malpractice insurance

MeetDefender acts ONLY as a marketplace facilitator and transaction processor.

MeetDefender's liability is strictly limited to platform service fees paid by you.

We are NOT liable for:

• • Professional malpractice, negligence, or errors by attorneys or lenders
• • Case losses, adverse outcomes, or unfavorable judgments
• • Loan denials, rate increases, or financing failures
• • Financial losses, damages, or opportunity costs
• • Missed deadlines, court dates, or filing errors
• • Communication failures between you and your professional

Maximum liability: The lesser of (a) platform service fees you paid, or (b) $500 USD.

MeetDefender uses AI-powered systems for license verification, professional matching, fraud detection, and case classification.

AI Limitations:

• • AI verification checks license status ONLY—not professional competence
• • AI matching algorithms use data-driven scoring but cannot predict outcomes
• • AI fraud detection may produce false positives or miss sophisticated fraud
• • AI-generated summaries are informational only and not legal/financial advice

You acknowledge that AI systems are tools to assist decision-making, not substitutes for human judgment or professional advice.

Mandatory Payment Rules:

• • ALL payments MUST flow through the MeetDefender platform
• • Platform commission is non-refundable even if professional provides refund
• • Off-platform payments violate Terms of Service and result in immediate termination
• • Chargebacks trigger automatic account suspension and legal action

Circumventing the platform payment system is strictly prohibited and legally enforceable.

This disclaimer and all disputes are governed by the laws of [State], United States.

Dispute Resolution: Any dispute arising from platform use must be resolved through binding arbitration, not court litigation.

For full dispute resolution procedures, see our Terms of Service.